... people with down payments as small as 3.5 percent of the purchase price, and credit scores too low to qualify for a mortgage without this federal insurance. The role changed with the bursting of the housing bubble and the Federal Reserve 's policy ...
http://www.washingtontimes.com/news/2013/apr/10/ghei-reinflating-housing-bubble/?
http://www.washingtontimes.com/news/2013/apr/10/ghei-reinflating-housing-bubble/?
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