... in history. This increase in capital alone represents nearly $2 trillion in forgone loans or, presuming an average mortgage size of $200,000, about 10 million home mortgages. To top it off, when banks do lend, regulators apply "capital punishment" ...
http://aei.org/article/economics/the-cost-of-capital/
http://aei.org/article/economics/the-cost-of-capital/
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